Bathika Charani v. Union of India
Court: High Court for State of Telangana
Bench: NAGESH BHEEMAPAKA
Judgment date:
Case summary
High Court for State of Telangana judgment dated 2026-04-20. Bathika Charani v. Union of India. Read the judgment and case details on LawSphereX.
Judgment text
[ 3300 I IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) MONDAY, THE TWENTIETH DAY OF APRIL TWO THOUSAND AND TWENTY SIX PRESENT THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA WRIT PETITION NO: 12090 OF 2026 Between: Bathika Charani, W/o. Madikanti Arjun, Aged about. 27 years, Occupation. Private Employee, R/o. H. No. 13-9-81/78, 1st Floor, P R Nagar, Near Bharat Gas Godown, Sanathnagar lE, Medchal Malkajgiri - 500 018. ..... PETITIONER AND 1. Union of lndia, Represented by its Secretary Ministry of Finance, 3rd floor, Jeevan Deep Building, Sansad Marg, New Delhi-110001. 2. The Reserve Bank of lndia, Represented by its Chief General Manager, Office at 8th Floor, Central Office Building, Shahid Bhagat Singh Marg, Fort, Mumbai, lndia 400001. 3. Finnable, Represented by its Managing Director, Office at TVS Credit Services Limited, lndiQube Lakeskle, 4th Floor, Municipal No.
80/2, Wing A, Bellandur Village, Varthur Hobli, Bengaluru, Kamataka, lndia, 560103. 4. Bajaj Finance Limited, Represented by its Managing Director, Office at 4th Floor, Bajaj Finsery Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411 O14. 5. Piramal Finance Limited, Represented by its Managing Director, Office at Registered Address. 601,6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS [Vlarg, Kurla (W) Mumbai MH 400070. 6. IDFC BANK, Represented by its Managing Director, Office at IDFC FIRST Bank Tower, (The Square), CS1, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400 051, Maharashtra. 7. L and T Finance Limited, Rep by its Managing Director, Office at Brindavan, Plot No. 177, C S T Road, Kalina,santacruz (East) Mumbai, Maharashtra- 400098. 8.
lncred Finance, Represented by its Managing Director, Office at 4th Floor, BRR Complex, Raj Bhavan Rd, near Zoi l-{ospitals, Nishat Bagh Colony, Begumpet, Hyderabad, Telangana 500082. 9. Muthoot Finance Ltd, Representedby its Managing Director, Office at 3-6-211, 2ND Floor Grandpa's Royal Mansion, Opposite TTD Kalyana Mandapam, LibertyCross Road, Himayat Nagar, Hyderabad, Telangana 500029. 1O. HDFC Bank, Represented by its Managing Director, Office at HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400013. ll. Shriranr Finance, Represented by its Managing Director, Office at Shriram Financt: Limited, 14A, Sri towers, South Phase, lndustrial Estate, Guindy Chennai - 600 032. 12. Kotak lt4ahindra Bank, Represented by its Managing Director, Ground Floor, Premiel Building, Plot No 35, 36, 41 8642, Survey No 76, Madhapur Viliage, Seriling. arnpally Mandal, Ranga Reddy District, Hyderabad - 500081. . ,...
RESPONDENTS Petition Under Article 226 of the Constitution of lndia praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue Writ Order or Direction more particularly one in the nature of Writ of Mandamus declaring the action of the Respondent No. 2 in not legitimately protecting the interest of petitioner by duly enforcing its Circular dated 12-08-2022 vide RBU2O22231 108 DOR ORG REC 65t21 04 15812022-23 against Respondent Nos. 3 to 12 who are resorting to high-handed measures to recover money without following the Circufar dated 12-08-2022 vide RBU2O2223| 108 DOR ORG REC 65121 04 1581202223 issued by Respondent No. 2 and Consequently direct the Respondent Nos.
3 to 12 not to take any coercive, threatening, or adverse measures whether by visiting, calling, or through any form of communication against the Petitioner (who is presently pregnant) or her family members, including her husband, and elderly in{aw parents, either at their residence or place of work, without strict adherence to the due process of law and mandatory crmpliance with Circular No. RBI/2022-231 108 DOR. ORG. RECli5121. 04. 15812022-23 issued by Respondent No. 2. 1 Petition Urrder Section 151 CPC praying that in the circumstances stated in the affidavit filed in support of the petition, the High Court may be pleased to direct Respondent Nos. 3 to 11V not to take any coercive, threatening, or adverse measures-whethe,r by visiting, calling, or through any form of communication against the Petitioner (wlro is presently pregnant) or her family members.
including her husband and elderly in-law parents, either attheir residence or place of work, without strictly following the due process of law and ensuring mandatory compliance with circutar No. RB1t2o22-23t1OS DOR. ORb. REC. 65/21. O4. 158t2022-23 issued by Respondent No. 2, pending finaldisposal of the present writ petition. Counselfor the Petitioner : SRI K. BALA NAVEEN Counsel for the Respondent No. 1 : SMT N. V. R. RAJYA LAKSHMI, STANDING COUNSEL REPRESENTING SRI N. BHUJANGA RAO, DEPUTY SOLICITOR GENERAL OF INDIA Counsel for the Respondent Nos. 2 to 12: -- The Court made the following ORDER IN TIIE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD THE IIONOURABLE SRI JUSTICE NAGESH BHEEMAPAI{A WRIT PETITION No. 12O9O of 2026 20. 04. 2026 Between: Bathika Charani ... Petitioner AND The Union of India, Represented by its Secretar5r Ministry ol'Finance, New Delhi & others ... Respondents ORDER: Heard Mr. K. Bala Naveen, Iearned counsel for the petitioner and Smt. ltl. V. R.
Rajya Lakshmi, learned Standing Counsel for Central Government representing Sri N. Bhujanga Rao, learned Deputy Solicitgr General of India, for respondent No. l. Perused the record. 2. When the matter is taken up for hearing, learned counsel for i petitioner srrbmitted that the issue raised in this Writ Petition is i I covered by the order passed by this Court in I . -\ "qr"r"$. t W. P. No. 189:13 of 2024, dated 22. 08. 2024 and therefore, the s€une \ 1 \ order may tre passed in this writ petition as well. The operative portion of the said order reads as under: "fl. In view of the above circulars, this Court dt:ems it appropriate to direct the respondents to ensure that the age4ts engaged by them for recovery of the loan amounts, shall strictly follow issued by the the guidelines and instructions Reserve Bank of India and also the judgments of the Honble Supreme Court in ICICI Bank Ltd Vs' Prakash Kaur's case (1 supra) and ICICI Bank Vs. Shanti Devi Sharma's case (2 supra). g.
With the above direction, the writ petition is disposed of. No costs. " 3 Learned Standing counsel for the respondents objection 4. Accordingly, in terms of the order passed by this Court w. P. No. 18913 0f 2024, dated 22. 08. 2024, and for the alike, this writ petition is disposed of directing the respondent authorities and their agents to scrupulously follow guidelines/instructions issued by the Reserve Bank of India Circular dated L2. O8. 2O22 and also the judgments of Supreme Court in ICICI Bank Ltd. v. Prakash Kaurl case and ICICI Bank v. Shanti Devi Sharma2 case, while recovering loan amounts from the petitioner. No costs. if Pending miscellaneous applications, shall Try, closed. I 1(2OO7l2 scc 711 2(2008) 7 scc 532 SD,- ,ffRUE COPY/ SECTION To 3rd floor, Union of lndia, Ministry of 1. The Secretary, Marg, New Delhi-110001. Building Sansad of lndia, Office General Manager' Reserve Bank 2. The Chief Marg, Fort, Mumbai, Building, Shahid Bhagat Singh Central Office $ I I I 400001 .
Limited' , 3. The Managing Director, Finnable, ffice at. TVS Credit Services lndiQutre Lakeside, 4th Floor, Municipal No. 80/2, Wing A' Bellandur Village' Varthur Hobli, Bengaluru, Kamataka, lndia, 560103. 4th Floor' Bajaj 4. The Managing Director, Bajaj Finance Limited, Of{ice at Finsery Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411 0121. 5. The M;anaging Director, Piramal Finance Limited, Office at Registered Addres:;. 601,6th Floor, Amiti Building, Agastya Corporate Park, Kamani (W) Junction, Opp. Fire Station, LBS Marg, Kurla Mumbai MH 400070. 6. The Ma'raging Director, IDFC BANK, Office at IDFC FIRST Bank Tower, (The 400 Square), C-61, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 051, Maharashtra. 7. The Ma. raging Director, L and T Finance Limited, Office at Brindavan, Plot No. 177, C S T Road, Kalina,Santacruz (East) Mumbai, Maharashtra-400098. B.
The Marraging Director, lncred Finance, Office at 4th Floor, BRR Complex, Raj Bhavan Rd, near Zoi Hospitals, Nishat Bagh Colony, Begumpet, Hyderabad, Telangana 500082. 9. The Managing Director, Muthoot Finance Ltd, Office at 3-6-211,2ND Floor Grandpa's Royal Mansion, Opposite TTD Kalyana Mandapam, Liberty Cross Road, Himayat Nagar, Hyderabad, Telangana 500029. 1O. The Mar,aging Director, HDFC Bank, Office at HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400013. 11. The Managing Director, Shriram Finance, Office at Shriram Finance Limited, 14A, Sri towers, South Phase, lndustrial Estate, Guindy,Chennai - 600 032. 12. The Managing Director, Kotak Mahindra Bank, Ground Floor, Premier Building, Plot No 35, 36, 41 8642, Survey No 76, Madhapur Village, Serilingarnpally Mandal, Ranga Reddy District, Hyderabad - 500081. 13. One CC to SRI K. BALA NAVEEN, Advocatre IOPUC] 14. One CC to SRI N. BHUJANGA RAO, Deputy Solicitor General of lndia Advocate [OPUC] 15.
Two CD Copies GJP HIGH COURT \ \ DATED: 2010412026 ntE v,n lY- p, f :\ \\\S' I :) 11 + t) i. tr + OIIEI=IEI t. WP. No. 12090 of 2026 \ I I I DISPOSING OF THE W. P WITHOUT COSTS. ) U) uoQ\
Source: High Court for State of Telangana. Dataset: Dattam Labs. CC BY 4.0. Text extracted automatically; compare with the source PDF for layout and accuracy.